I’ll never forget one of the scariest moments as a seventh grader. Word spread like wild fire about a graffiti message scrawled on a student’s desk that announced the next day all kids and teachers in the school would die....
I have a confession to make – and please don’t judge me – but when I was in highschool, I can promise you I did not know the first thing about credit scores, mortgages or IRA accounts (or the...