An Ezine article at ezinearticles.com/ does a good job at giving the history. I believe that much of what has been accomplished in monetizing anything in the past decade or so, can give some credit to online banking... the time it saves...
Didn't Realize Online Banking around since 1995
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Didn't Realize Online Banking around since 1995 TrackBack URL : http://blog.tmcnet.com/mt/mt-tb.cgi/40382
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